Get approved now for the working capital your business
We advance you funds against the merchantís future
credit card receipts. A mutually agreed-upon percentage is
taken of the daily merchantís Visa/MasterCard receipts until
Amount of advance varies from $7,500-$150,000 and is based
on the average of merchantís last 4 months Visa/MasterCard
It takes approximately 7 months to payback the advance. The
payback period is not fixed because itís based on the
merchantís actual Visa/MasterCard receipts. Therefore the
actual payback will be a little longer or shorter, then the
projected 7 months, but we only collect the mutually agreed
fixed percentage of your daily Visa/MasterCard receipts
until the entire agreed amount is paid back.
In order for us to receive payment though the credit card
company, the merchant will have to switch to one of our
approved credit card processing networks. The merchant does
not have to be concerned because their rates will be matched
with their current credit card processor. There is not any
extra equipment to purchase but only a reprogramming of your
We are a factor and not a bank, therefore, there is no
interest rate. There are also no requirement of collateral,
financials, tax returns, etc.
We can fund the merchant within 5- 7 business days.
We will send out monthly statements to the merchants
recapping all monies paid in the previous month and also the
end of month balance. The merchant can also go online for a
daily balances and the monthís activity.
No Personal Guarantees for repayment
No Liens Or Collateral
No Fixed Payment Schedule
No Business Use Restrictions
92% merchants are Approved/Funded in 10 days
Apply In Less Than 3 Minutes
No Complicated Paperwork
Qualified merchant needs to have:
An average of at least $7,500 in monthly VISA/Mastercard
sales. We will need at least four (4) months of
VISA/MasterCard statements to review and determine the
Provide at least three trade references.
Supply landlord information to verify that merchant is
current on the rent and has at least one year remaining
on the lease.